As defined by the great Louis CK in his concert film "Hilarious", these problems affect Americans in the middle to upper class. This is when your life is so amazing, that you make shit up to be upset about.
"Why do I have to choose a language on the ATM machine? This is bullshit, I shouldn't have to do that!"
This is in sharp contrast to real problems, experienced by people in other countries.
My English professor didn't truly grasp the depth of my thesis statement! ...By the way I know this doesn't matter at all, I'm just telling you my white people problems.